Here is what you get:
- Initial help organizing your financial situation
- 90 minute conversation (phone, video, or in person) to answer questions and strategize
- Direct access to investment professional between meetings, as things change, and questions arise
- Annual meeting
- Access to personal financial website with account aggregation, and financial tools
Professional Investment Management
- Investment portfolio design tied to your risk tolerance and goals
- Portfolio monitoring and periodic rebalancing
- Globally diversified, tax efficient portfolios using low cost institutional investments (when available)
- Ongoing investment education tailored to your knowledge and level of experience
24-Hour Client Access
- Online account access to your investments whenever you need it
- Periodic consolidated statements showing all accounts in one place
- Up-to-date performance reporting
Superior Customer Service
- Direct access to an investment manager who knows your goals
- No more wasting time on hold with a busy call center
- Speak to someone that knows you by your first name
- Email response within 24 hours
- Portfolio reviews upon request
Financial Planning
A true financial plan is not a one-time deliverable, but a process that helps you make well-informed, mindful decisions throughout life. This comprehensive financial planning service is designed to create a unique process to help you achieve your goals. The ideal candidates for this service wants help organizing their finances and designing a personalized strategy that can be updated periodically.
This program includes:
- Initial help organizing your financial picture
- Development of a financial strategy (1-3 meetings)
- Plan implementation support and adjustments as necessary
- Plus ongoing accountability and monitoring of your strategy
- Full access to a financial planner between meetings as things change and questions arise.
- Personal financial website, with account aggregation, and financial tools
Insurance Services
What's a good offense if there is no defense? Lets make sure we have the proper types and amounts of Insurance coverage in place to protect your assets and your life's hard work.
Risk management includes:
- Reviewing existing policies
- Calculating Insurance needs
- Reviewing and updating beneficiary information
Curious to know what a financial plan might include? Here are the major areas we typically cover
Income/Expense Planning
- Does your income support your lifestyle?
- Are you spending intelligently?
- How much do you need for emergencies?
Goal Creation
- What are your 12 month, 5, 10+ year goals?
- Are you on track to achieve them?
- Who holds you accountable for these goals?
Employee Benefits
- Are you optimizing your benefits at work?
- Should you use a health savings account?
Insurance
- Do you need life and/or disability insurance?
- Does an umbrella policy make sense for you?
Retirement
- What does retirement mean to you?
- How much money do you need to retire?
Investments
- Are your investments performing adequately?
- Is your strategy aligned with your goals?
- Are you taking on too much risk? Not enough?
Debt Management
- How do you prioritize which debt to pay down first?
- Should you be paying more or saving/investing
Education Planning
- How much should you be saving for college?
- Is a 529 Plan right for your situation?
Estate Planning
- Are you protected should something happen?
- What documents do you need in place now?
Tax Planning
- Are you taking advantage of all tax savings opportunities?
- Does tax deferral make sense for you?
Speak with a Financial Planner
I want to start my plan with a CERTIFIED FINANCIAL PLANNER™ Professional